Notice of the Privacy Policy and Practices of Salvatori, Wood & Buckel

Because of the nature of some of the financial services offered by Salvatori, Wood & Buckel (which is referred to in this notice by using the terms "we," "our" and "us"), we are required by federal law to disclose our privacy policies and practices to individuals for whom we provide financial products or services. Because the privacy and confidentiality of information regarding our clients are extremely important to us, we are happy to comply with that requirement by furnishing you with the following information:

• We collect nonpublic personal information about a client only from the client or from other sources with the client's prior authorization. For instance, in the course of providing tax advice and real estate closing services, we often collect information about our clients (e.g., name, address, telephone number, social security number and assets), and we may receive additional information from third parties (e.g., appraisals, credit reports and land surveys).
• We do not disclose any nonpublic personal information about a client or former client to anyone except as required or permitted by law or as authorized in advance by the client.
• We restrict access to nonpublic personal information about each client to those employees of our firm who need to know that information to provide the services the client has requested.
• We maintain physical, electronic, and procedural safeguards that comply with applicable federal regulations to guard the nonpublic personal information about our clients.

The protection of personal and confidential information about our clients is very important to us. If you have any questions or would like more information about our privacy policies and practices, please let us know.